![]() Some have to move because they can't pay to repair their homes, or else they suffer long-term damage to their finances. And families who don't have adequate home insurance often struggle after disasters. If people can't get insurance, they can't get mortgages. Nationwide, millions of homeowners are having to find different kinds of coverage, which typically come at a higher price with less protection. Earlier this month, the insurance arm of AAA announced it would not renew some "higher exposure" home insurance policies in Florida, and Farmers Insurance announced it will stop offering new home insurance policies in the state and won't renew thousands of existing ones, in part because of rising losses from hurricanes.īloomberg via Getty Images A structure burns during the Oak Fire in Mariposa County last July. Insurance companies in states like Colorado, Louisiana and Florida are paring down business to shield themselves from ballooning losses as climate change fuels more-intense disasters. Homeowners like Pratt are finding out that their longtime insurers have decided not to renew coverage.Ĭalifornia isn't alone. Over the past two years, several big insurers, including Allstate and State Farm, have scaled back their home insurance businesses in California to avoid paying billions for wildfire damage, or have halted sales of new policies altogether. Pratt, like hundreds of thousands of other homeowners in California, now faces the state's growing climate threats with a weaker safety net. Despite this, her insurance carrier dropped her because of wildfire risk. ![]() ![]() Pratt added a metal roof, traded wood decking for laminate, installed a water tank and a fire hose, and cleared vegetation near the house to make it fire resistant. There’s no bad choice for voters in this race.Beth Pratt Beth Pratt stands outside her home near Yosemite National Park. He’s a veteran and an active community volunteer. His opponent, Brian Welke, is experienced in civil law. Showing his commitment to judicial impartiality, he’s financing his campaign himself. Our pick, Cary Rada, who finished second in the primary, is board-certified as a criminal-defense lawyer and a former prosecutor. This is another race where two good candidates remain. Voters should put her over the top in November. She also is certified as a family law mediator, another excellent qualification for a county judge. He’s a talented and dedicated public servant ready to shine on the bench.Įvellen Jewett, our primary pick, spent 23 years as a public defender, and worked her way up the ranks in the Orange-Osceola office. He’s board-certified as an appellate lawyer - an expert in a challenging area of law. A lawyer for more than 25 years, he left a corporate law firm early in his career to advocate for the legal rights of children in Florida. We remain enthusiastic about our August pick in this race, Tom Young, the top vote-getter in the primary. His opponent, Michael Gibson of Orlando, can’t match DuBois for endorsements or breadth of legal experience, but he does have years of experience in the courtroom. He has diverse legal experience and the strong support of his peers - more than 200 fellow lawyers. ![]() We’re sticking with Eric DuBois, who finished first in the primary. There are two worthy contenders in this race. > Read candidate profiles for this race in our Voter Guide Now in private practice specializing in criminal defense, he has been recognized by his peers as one of the premier young lawyers in the state. He remains the best qualified candidate - a former corporate lawyer who became a public defender. Luis Calderon, our pick for the primary, fell just short of 50 percent in a three-candidate race in August.
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